Off-plan apartments in Bombinhas

Bombinhas stands out in the real estate market as a peninsula with crystal-clear waters, defined by low-rise buildings and strong demand during the summer season. For buyers looking to acquire off-plan properties before construction is completed, the municipality offers options tailored for various uses or income strategies amidst the coastal scenery of Santa Catarina's northern coast.

Location and property types in Bombinhas

New launches in the city are spread across several neighborhoods, with a strong concentration in Bombas, Canto Grande, Mariscal, José Amândio, Centro, Zimbros, Canto da Praia, and Quatro Ilhas. To explore the available options in these areas, you can browse through listings for off-plan apartments in Bombas, Bombinhas, off-plan apartments in Mariscal, Bombinhas, and off-plan apartments in Canto Grande, Bombinhas.

Regarding layouts, the most frequent configurations in the local inventory include 3-bedroom, 2-bedroom, 4-bedroom or larger units, as well as off-plan studios and flats in Bombinhas. For those seeking beachfront locations, there are options for off-plan beachfront apartments in Bombinhas, as well as alternatives for off-plan penthouses in Bombinhas.

Payment structure and down payment options

Acquiring a pre-construction property follows a financial structure consisting of a down payment, monthly installments paid during construction, annual or semi-annual balloon payments, and an outstanding balance paid at the handover of the keys. This final balance can be paid in cash, financed through the banking system, or paid in installments directly with the builder.

The down payment can be divided into a few installments. It is worth noting that understanding how down payments in installments work clarifies that this payment plan option does not reduce the total contract price: the amount not paid upfront is redistributed into subsequent installments or added to the final balance. During construction, the outstanding balance is adjusted periodically, and INCC adjustment (Brazil's national construction cost index) updates these amounts.

Price benchmarks and regional market data

Bombinhas is not included in the FipeZap index or the DWV report mentioned: the price benchmark is the price list of each development. For regional market context, DWV data published by Portas portal on 01/30/2026 shows that Santa Catarina's northern coast (Balneário Camboriú, Itapema, Itajaí, and Porto Belo) reached approximately R$13.47 billion in total sales volume (VGV) in 2025 and sold over 9,000 units. Buyers wishing to expand their search to nearby cities in the state can analyze off-plan apartments in Porto Belo or off-plan apartments in Itapema.

Transfer costs and taxation in Bombinhas

During the financial planning phase, buyers should consider the costs of buying off-plan property. According to the Bombinhas Municipal Services Charter (Law 88/1993), ITBI (the municipal property transfer tax) is 3% on cash transactions and 1% on amounts financed through the Housing Finance System (SFH). There is a temporary reduction to 2% for lump-sum payments made up to 11/23/2026.

Essential legal aspects before signing

Before finalizing the purchase, verify the development registration (registro da incorporação) at the Real Estate Registry (Cartório de Registro de Imóveis), as required by Law 4.591/1964. Also check the detailed guide on how to choose an off-plan development to analyze the existence of segregated assets (patrimônio de afetação, Law 10.931/2004) and the clauses of Law 13.786/2018.

Guidelines for overseas investors

Foreign citizens and non-resident Brazilians can acquire urban apartments in Brazil simply by holding an active CPF (the Brazilian tax ID). The process can be completed remotely using an electronic signature accepted by the developer or through a power of attorney. When scheduling meetings, keep in mind that Lisbon is 3 or 4 hours ahead of Brasília time, depending on the time of year.

Scheduling and specialized service

To review project options and price lists, request an online investment consultation or schedule a time for a show unit and construction visit.