Beachfront off-plan apartments in Porto Belo

The profile of beachfront properties in Porto Belo

The beachfront typology is characterized by buildings constructed directly on the oceanfront lot, with no street or block between the building and the beach. This type of property represents the most sought-after asset on the coast, appealing to both end-users and vacation rental investors, and is commonly the first to be requested on the resale market. Conversely, it commands the highest price per square meter in the city. To understand how to buy an off-plan apartment safely, investors should evaluate the regulatory specificities and the project profile.

Location of developments in Balneário Perequê and Perequê

In the municipality's layout, defined by a calm bay neighboring Itapema and Bombinhas, oceanfront projects are primarily concentrated in Balneário Perequê and Perequê, where several beachfront developments are located. In these areas, 3-bedroom and 4-bedroom or larger floor plans predominate, along with options for studio or 1-bedroom units. If you are looking for other options in the region, check out the off-plan apartments in Porto Belo or explore the off-plan apartments in Perequê, Porto Belo.

What to check in beachfront apartments before buying

Acquiring off-plan property requires a thorough review of legal documentation and the execution plans. Essential check items include:

• The development registration at the Real Estate Registry, mandated by Law 4.591/1964 prior to any sales activities.
• HOA rules regarding short-term rentals, if your goal involves vacation rentals on the SC coast.
• Projected fixed expenses, such as HOA fees and property taxes.
• The floor plan layout and the builder's technical specifications.

Learn how to choose an off-plan development to ensure a decision aligned with your profile.

Performance and real estate market data in Porto Belo

According to DWV data published by the Portas portal on 01/30/2026, Porto Belo recorded a 43% growth in GDV in 2025 compared to 2024 and led new launches in the region with 18,899 new units. Regionally, the northern coast of SC (Balneário Camboriú, Itapema, Itajaí, and Porto Belo) reached approximately R$13.47 billion in Gross Development Value (GDV) in 2025, selling over 9,000 units. It is worth noting that past appreciation does not guarantee future gains, and in regions with high launch volumes, future supply impacts resale prices.

Off-plan payment terms and ITBI

The commercial structure involves a down payment, monthly installments during construction indexed to the INCC (Brazil's national construction cost index), periodic balloon payments, and the remaining balance upon handover of the keys, paid upfront, via bank financing, or in installments. To understand how the down payment can be structured, see how down payment in installments works. Regarding taxation, the rate for ITBI (the municipal property transfer tax) in Porto Belo was not confirmed by an official source as of this date: confirm with the City Hall of Porto Belo before finalizing your figures.

Specialized consultation and scheduling

If you wish to evaluate strategies to invest in real estate on the Santa Catarina coast, schedule an online investment consultation or request a time to visit the show unit and construction site.