Off-plan apartments in Camboriú

Camboriú is a municipality neighboring Balneário Camboriú, with easy access to the BR-101 highway and a starting price point generally lower than that of the neighboring coastline. For those looking to invest in real estate along the Santa Catarina coast, the city stands out as a strategic option, offering accessible off-plan units just minutes from the region's beaches.

Where to find new launches and property options in Camboriú

In our portal catalog, off-plan acquisition opportunities are concentrated in the neighborhoods of Tabuleiro, Centro, Santa Regina, São Francisco de Assis, Cedros, Lidia Duarte (or Lídia Duarte), and Areias. Your search can be focused on specific areas, such as off-plan apartments in Tabuleiro, Camboriú.

In terms of layout, the most common options are divided into:

• 2-bedroom options
• 3-bedroom options, including 3-bedroom off-plan apartments in Camboriú
• Off-plan studios and flats in Camboriú

Buyers researching developments in the region also frequently compare local projects with off-plan apartments in Balneário Camboriú or off-plan apartments in Itajaí.

How off-plan purchasing and payment plans work

Buying an off-plan property is structured in stages: the buyer pays a down payment (sometimes split into a few installments, known as down payment in installments), monthly installments during the construction phase, annual or bi-annual balloon payments, and the final balance at handover of the keys, which can be settled in cash, financed, or paid in installments directly with the developer.

Understanding how a down payment in installments works is vital: splitting the initial amount does not reduce the total price of the property, as any amount not paid upfront is spread across subsequent installments or the remaining balance. Additionally, during construction, the outstanding balance is adjusted by the INCC (Brazil's national construction cost index).

Market references and pricing context

Camboriú is not tracked by the FipeZap index nor featured in the specific DWV overall sales volume (VGV) dataset mentioned: the price reference relies on each project's price list. For a regional analysis, according to DWV data published by the Portas portal on 01/30/2026, the northern coast of SC (Balneário Camboriú, Itapema, Itajaí, and Porto Belo) reached approximately R$13.47 billion in VGV in 2025, with over 9,000 units sold. Note that past appreciation does not guarantee future returns, and the supply of new launches affects resale values.

Taxes and transaction costs

When planning an acquisition, you must account for the costs of buying an off-plan property. According to the Prefeitura de Camboriú, the standard rate for ITBI (the municipal property transfer tax) is 3%; the municipality has previously introduced temporary reduction programs, subject to specific deadlines and formal requests.

Legal regulations and precautions before signing

Under Law 4.591/1964, off-plan sales can only take place after the development registration is filed at the Real Estate Registry. The implementation of segregated assets (patrimônio de afetação under Law 10.931/2004) ring-fences the project's financial resources. Law 13.786/2018 requires a summary of terms in the contract and sets retention rules in case of contract cancellation (distrato). To understand all details before signing, check our guide on how to buy an off-plan apartment.

Acquiring property for buyers living abroad

Foreign citizens and Brazilians residing abroad can acquire urban properties in Brazil using a CPF tax ID number. Contracts can be signed remotely using a valid electronic signature or a power of attorney. When scheduling your service, keep time zones in mind, as Lisbon is 3 to 4 hours ahead of Brasília time, depending on the time of year.

Specialized assistance for your investment

To evaluate updated price lists from builders in Camboriú or schedule a conversation, we invite you to book an online investment consultation or set up a visit to tour the show unit and construction site.