Off-plan studios in Bombinhas

The studio, flat, or 1-bedroom layout up to 50 m² offers the lowest down payment in the market and attracts those looking into short-term vacation rentals. Bombinhas is a peninsula with crystal-clear waters, low-rise buildings, and strong summer demand. For domestic or foreign investors, investing in real estate on Santa Catarina's coast through compact layouts requires evaluating whether the HOA rules align with vacation rentals on the SC coast.

Studios in Bombas and José Amândio in Bombinhas

In our catalog, these developments are located in neighborhoods such as Bombas and José Amândio. If you are looking for options in neighboring areas, you can also analyze off-plan apartments in Bombas, Bombinhas, check off-plan apartments in Mariscal, Bombinhas, or explore off-plan apartments in Canto Grande, Bombinhas. To compare with nearby cities, check out off-plan apartments in Porto Belo and off-plan apartments in Itapema.

What to check when buying an off-plan studio

Before closing the deal, ensure that the HOA permits short-term or app-based rentals. Under Law 4.591/1964, the developer can only sell off-plan units after securing the development registration with the Real Estate Registry. Check the track record of builders in Bombinhas and remember that rental income is not guaranteed: it depends on the purchase price, local demand, HOA rules, and operational costs such as HOA fees, property taxes, management, and furnishings. Additionally, understand the impact of adjustments by INCC (Brazil's national construction cost index) on the outstanding balance during construction.

Real estate market benchmarks

Bombinhas is not tracked by the FipeZap index or the DWV sales report mentioned: the price reference is strictly each development's price list. For regional context, DWV data published by Portas portal on 01/30/2026 shows that the northern coast of Santa Catarina (Balneário Camboriú, Itapema, Itajaí, and Porto Belo) accumulated roughly R$13.47 billion in total sales volume in 2025, with over 9,000 units sold.

Off-plan payment terms

The purchase involves a down payment (sometimes split into installments as a payment plan), monthly installments during construction, annual or semi-annual balloon payments, and the final balance due at the handover of the keys. To understand how this payment structure impacts your financial planning, read about how a payment plan works.

ITBI in Bombinhas

According to the Services Charter of the Municipality of Bombinhas (Law 88/1993), ITBI (the municipal property transfer tax) is 3% on cash transactions and 1% on amounts financed through the Housing Finance System. A temporary reduction to 2% applies to lump-sum payments made until 11/23/2026.

Schedule a consultation or visit

To select the ideal property according to the costs of buying an off-plan property, request an online investment consultation or schedule a time to visit the show unit and construction site.