Off-plan penthouses in Balneário Camboriú

A penthouse is characterized by offering a larger private area, terrace, and, in many options, a private pool. Since these are exclusive units, there are few per building, and the buyer pool for eventual resale is smaller than that of standard floor apartments. This layout serves those looking for spacious living and privacy in off-plan apartments in Balneário Camboriú.

In the city's catalog, off-plan penthouse options are distributed mainly across four areas: - off-plan apartments in Centro, Balneário Camboriú, featuring complete infrastructure and surrounding services; - off-plan apartments in Pioneiros, Balneário Camboriú, located in the northern region; - Estaleiro, a neighborhood with a distinct profile in the beach area; - off-plan apartments in Barra Sul, Balneário Camboriú, an area recognized for its prominent developments.

The penthouse profile in Balneário Camboriú

When searching for an off-plan penthouse, choosing the layout requires special attention to floor space and outdoor area usage. As the supply of units per development is reduced and the resale buyer profile is more selective, layout evaluation must consider the functionality of private leisure spaces, such as the terrace and pool. In addition, most projects in the city prioritize spacious layouts, offering three or more bedrooms.

What to evaluate before purchasing an off-plan penthouse

Buying pre-construction real estate requires verifying crucial legal and structural aspects. Under Law 4.591/1964, the developer can only market units after completing the development registration with the Real Estate Registry. In the technical evaluation of a penthouse, check the building's specification manual, estimated maintenance costs for open private areas, and terrace structural specifications. Vacation rental income potential depends on the invested amount, neighborhood demand, HOA fees rules, and operating expenses, while future appreciation also depends on the supply of new launches in the market.

Local real estate market indicators

According to the FipeZap index from September 2026, Balneário Camboriú recorded an average square meter price of R$15,369, up 3.38% over 12 months, considering new and resale listings across the entire city. According to DWV data published by Portas portal on 01/30/2026, the city grew 30% in sales volume (VGV) in 2025, supported by the highest average transaction values in the country, launching 3,239 units, a number limited by land availability. In the same period, Santa Catarina's north coast totaled around R$13.47 billion in VGV and sold over 9,000 units. Past performance is no guarantee of future returns.

Off-plan financing and down payment in installments

The standard payment plan consists of a down payment, which can be paid in installments, monthly installments during construction, periodic balloon payments, and the final balance due at the handover of the keys. Understand how a down payment plan works, keeping in mind that any amount not paid upfront is redistributed across subsequent installments or the final balance. During construction, the outstanding balance is adjusted by the INCC (Brazil's national construction cost index).

ITBI and transaction support

The general rate for ITBI (the municipal property transfer tax) is 3%, according to Law 5.318/2026 of Balneário Camboriú, which also establishes reduced rates for specific situations, such as 1% when transferring property into a corporate entity's share capital.

To examine available layouts and analyze commercial terms, request assistance via our online investment consultation or schedule a time for a show unit visit and construction site tour.