ITBI and registry fee calculator
ITBI with each city's rule and, in Santa Catarina, deed and registration fees.
Result
| ITBI | R$16,000.00 |
| Deed: fees | R$2,692.42 |
| Deed: FRJ | R$611.99 |
| Deed: seal | R$19.30 |
| Registration: fees | R$2,641.41 |
| Registration: FRJ | R$600.39 |
| Registration: seal | R$3.86 |
| Opening of the property record | R$18.21 |
| To put the property in your name | R$22,587.58 |
Tax base: R$800,000.00 (the higher of the purchase price and the city hall value)
Porto Belo rule
Porto Belo City Council, 03/24/2021: 2% ITBI on the assessed value (Municipal Law 2.145/2014). open the source. Confirm with the city hall before closing the numbers.
How certain: medium: official source from 2021, with no more recent publication of the rate. Confirm it with the city hall
The same price in all 6 Santa Catarina cities
Not included: municipal ISS on fees, certificates, power of attorney, annotations, appraisal and bank fees, and the cap in item 2.22 (80% of the maximum in State Law 17.654/2018). Above R$226,100.05 the table adds R$50 for each full R$50,000; the registry may count the fraction.
Simulation using the assumptions above and public data as of the date shown. It is not a promise of return, appreciation or price. Past returns do not guarantee future returns. Taxes, rates and registry fees change by law: confirm with the city hall, the registry office (cartório) and an accountant before deciding.
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How the math works
- ITBI base: the higher of the purchase price and the assessed or market value set by the city hall (STJ, Theme 1.113).
- Rate: the rate in each city's law on the payment date. Itapema charges 1.5% until 12/31/2026 and 2% after, with 1% on the SFH-financed part and 1% for developments with future handover. Bombinhas charges 3%, with 1% on the SFH part and a temporary 2% for single payments until 11/23/2026. Balneário Camboriú and Camboriú charge 3%; Porto Belo and Itajaí, 2%. In Rio de Janeiro, Rio das Ostras charges 3% (2.5% on the SFH part); Cabo Frio and Búzios do not publish the rate in an official source, so the calculator asks for the rate the city hall gives you.
- Deed and registration: in Santa Catarina, the 2026 fee table (Circular 643 of the state Justice Inspectorate), plus FRJ and seals for each act, and the opening of the property record. In Rio de Janeiro, the TJRJ fee table is not in this calculation: the calculator adds up the ITBI only.
Confirm the rate with the city hall before closing. The guide costs of buying property in Brazil explains each cost.
Where the numbers come from
| Figure | Value | Source | Date |
|---|---|---|---|
| Deed and registration in SC | 2026 table | CGJ-SC, Circular 643/2025 | 12/10/2025 |
| PTAX euro and dollar (sell) | € 1 = R$ 5.8815; US$ 1 = R$ 5.2238 | Central Bank of Brazil, PTAX | 10/2/2026 |
| ITBI Porto Belo | 2.0% | Porto Belo City Council, 03/24/2021 | 10/4/2026 |
| ITBI Itapema | 1.5% (until 12/31/2026); 2.0% (from 1/1/2027) | Itapema City Council (bill 776/2025, voted on 12/16/2025) and Itapema Finance Department (note of 12/16/2025) | 10/4/2026 |
| ITBI Bombinhas | 3.0% | Bombinhas City Hall | 10/4/2026 |
| ITBI Balneário Camboriú | 3.0% | Balneário Camboriú Ordinary Law 5.318/2026, art. 16 | 10/4/2026 |
| ITBI Camboriú | 3.0% | Camboriú City Hall, 02/26/2025 (Complementary Law 152/2025) | 10/4/2026 |
| ITBI Itajaí | 2.0% | 1st Notary and Protest Office of Itajaí ('In Itajaí the ITBI rate is 2%') and Municipal Tax Code (Complementary Law 20/2002); can be paid in up to 24 installments | 10/4/2026 |
| ITBI Rio das Ostras | 3.0% | Rio das Ostras City Hall | 10/4/2026 |
Central Bank of Brazil series read on 10/4/2026.
Frequently asked questions
How much is the ITBI on Santa Catarina's north coast?
As of 10/04/2026: Porto Belo 2%, Itapema 1.5% through the end of 2026 (2% in 2027), Bombinhas 3% (2% in a single payment until 11/23/2026), Balneário Camboriú 3%, Camboriú 3% and Itajaí 2%.
How much is the ITBI in the Lakes Region?
As of 10/04/2026: Rio das Ostras 3% (2.5% on the part financed through the SFH), under Law 508/2000. Cabo Frio and Búzios do not publish the rate in an official source: confirm it with the city hall and enter it in the calculator.
Do foreigners pay the same ITBI?
Yes. The ITBI is a municipal tax on the transfer and does not change with the buyer's nationality.
How much do the deed and registration cost?
Under the 2026 table, a R$800,000 property pays about R$6,600 across deed, registration, FRJ, seals and opening the property record.