What renting pays: vacation rental and long-term
Revenue, costs, net income and the break-even occupancy.
For now, Santa Catarina cities only: the math uses FipeZAP and Santa Catarina registry fees. For Rio de Janeiro, use the ITBI calculator.
Result
With average occupancy of 14.41% or more, revenue covers the costs.
Net yield compared
Central Bank of Brazil rates of 10/4/2026
Simulation using the assumptions above and public data as of the date shown. It is not a promise of return, appreciation or price. Past returns do not guarantee future returns. Taxes, rates and registry fees change by law: confirm with the city hall, the registry office (cartório) and an accountant before deciding.
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Copy the code and paste it on your site. The calculator stays up to date, with credit to Litoral na Planta.
How the math works
Vacation rental: occupied nights come from high season days times high season occupancy, plus the rest of the year times its occupancy. Revenue adds the nightly rates and the cleaning fee charged to guests. Out come the platform fee, management, cleaning per stay and fixed costs (HOA, IPTU, utilities and maintenance). Break-even occupancy is the average occupancy at which net income is zero.
Long-term rental: revenue = rent × (12 - vacant months). Out come management, HOA fees and IPTU for the vacant months (or the whole year if the owner pays) and maintenance.
Investment: property price plus ITBI and registry fees in the city and, for vacation rentals, furniture. To understand the business, read vacation rentals on the Santa Catarina coast.
Where the numbers come from
Central Bank of Brazil series read on 10/4/2026.
Frequently asked questions
How much does a vacation rental earn on the Brazilian coast?
It depends on the nightly rate, occupancy and building costs. None of the calculator's 6 Santa Catarina cities has an official rent index, so the calculator opens with an example labeled as an example for you to replace with the property's numbers.
What is break-even occupancy?
The average yearly occupancy at which revenue pays all costs. Below it, the property loses money that year.
Does the calculator include income tax?
It applies the rate you enter to rental income. Rules for non-residents depend on your situation: ask an accountant.